A personal loan is a lump sum of money you can borrow to use for just about anything: consolidating debt, renovating your home, financing a major purchase, and more. The loan is typically repaid over a specific period in fixed monthly installments, ensuring the monthly payment always stays the same.

Want to know more? Get started with personal loan basics here.

To find out if you qualify for an offer, fill out our quick and easy personal loan application. We’ll ask for some personal information along with details about your employment and income. Once you submit your application, you’ll see what you’re eligible for in minutes.

To learn more about our approval process, click here.

No. Checking your personal loan rate won’t impact your credit score, so you’re free to see what you qualify for with no risk. If you’re approved and decide to accept an offer, a hard inquiry will appear on your credit report, which could impact your credit.

The rate you receive is determined by many factors, including your credit score, information provided in your application, and more. Best Egg Personal Loans offer fixed rates ranging from 7.99%-35.99%.

With that said, different personal loans can offer a variety of rates. Click here to review all the different types of personal loans before choosing the best loan for you.

Yes. Best Egg loans have no prepayment fees or penalties, so if you find yourself ahead of the game, you can make additional payments whenever you’d like. Better yet, prepaying your personal loan could reduce future interest payments.