Our approach
Getting a loan doesn’t have to be a hassle
Our quick, easy personal loan process could get you the money you need to get out of a pinch or make a dream real.
Personal Loans
From debt consolidation to home improvement, our easy online personal loan application process could help you get the funds you need.
Explore with no impact on your credit score
Check your rate in minutes
Funding in as little as 24 hours
Types of online personal loansWhether you’re looking for an unsecured personal loan for almost any purpose or a secured loan with even lower rates, we have options.
Whether you’re looking for an unsecured personal loan for almost any purpose or a secured loan with even lower rates, we have options.
Debt consolidation
Save money by consolidating your debt.Credit card refinancing
Cut the plastic and simplify your financial life.Home improvements
Invest in your house and make it a home.Moving expenses
Make a move without financial stress.Major purchases
Restore order when the unexpected happens.Baby & adoption
Grow your family stress free.Special occasion
Take the financial burden out of planning a celebration.Vacation loans
Taking a vacation should relieve stress, not cause it.Secured personal loan
Owning a home could earn better rates on personal loans.4.6 rating from
9,000+ reviews
How it works
Your best loan could be just 3 steps away
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Find your best fit
Assess your budget, read reviews, and learn about our types of online personal loans to find the best loan for you.
“Fast and easy to apply with. Money in the bank in two days. Now I can pay off my credit cards high interest. Thank you so much Best Egg. Very reliable loan.”
Robert of Twin Falls, ID
Quote is an excerpt from actual customer feedback provided via a Best Egg customer survey.
These images are representative and not the actual customer 
FAQ
A personal loan is a lump sum of money you can borrow to use for just about anything: consolidating debt, renovating your home, financing a major purchase, and more. The loan is typically repaid over a specific period in fixed monthly installments, ensuring the monthly payment always stays the same.
Want to know more? Get started with personal loan basics here.
To find out if you qualify for an offer, fill out our quick and easy personal loan application. We’ll ask for some personal information along with details about your employment and income. Once you submit your application, you’ll see what you’re eligible for in minutes.
To learn more about our approval process, click here.
No. Checking your personal loan rate won’t impact your credit score, so you’re free to see what you qualify for with no risk. If you’re approved and decide to accept an offer, a hard inquiry will appear on your credit report, which could impact your credit.
The rate you receive is determined by many factors, including your credit score, information provided in your application, and more. Best Egg Personal Loans offer fixed rates ranging from 7.99%-35.99%.
With that said, different personal loans can offer a variety of rates. Click here to review all the different types of personal loans before choosing the best loan for you.
Yes. Best Egg loans have no prepayment fees or penalties, so if you find yourself ahead of the game, you can make additional payments whenever you’d like. Better yet, prepaying your personal loan could reduce future interest payments.